What is PRAN Full Form? What is PRAN Card? Know all the important Facts about PRAN Account…

PRAN Full Form

Hello friends, welcome to all of you on the nitin tech com. Friends, you must have heard these terms PRAN Number and PRAN Card these days in relation to the National Pension Scheme i.e. NPS, but friends, do you know what is PRAN Number and PRAN Card are? What does PRAN mean? Or what is PRAN Full Form?

If not, friends, to get information about PRAN Number and PRAN Card, you can read our article PRAN Full Form and in today’s article we will give information about What is PRAN Number? and What is PRAN Card? Or what is the meaning of PRAN? And what is PRAN Full Form?

Friends, are you looking for information about PRAN Number and PRAN Card (PRAN Full Form) on the internet? If yes then today through this article we will tell you about this topic in detail. By reading this post you Will be able to know about What is PRAN Number and What is PRAN Card? Or PRAN Full Form.

What is PRAN Number and PRAN Card? & What is PRAN Full Form?

So friends the Full Form of PRAN is Permanent Retirement Account Number

PRAN Full Form : Permanent Retirement Account Number

PRAN

P – Permanent

R – Retirement

A –Account

N – Number

What is Permanent Retirement Account Number / PRAN?

Permanent Retirement Account Number or PRAN is a 12 digit number that identifies individuals who have registered themselves under the National Pension Scheme (NPS). After getting the PRAN number, the subscribers of NPS have the option of getting a PRAN card. PRAN Card acts as a unique identifier for an NPS Subscriber. PRAN (Permanent Retirement Account Number) once allotted to an NPS subscriber does not change for life. PRAN Full Form

What is PRAN Card?

A Pran card is a physical card. It bears a 12-digit unique identification number (Permanent Retirement Account Number), which identifies NPS subscribers. PRAN Card provides a gateway to access pension account details, transactions etc. of the NPS subscriber.

It is issued by NSDL e-Governance Infrastructure Limited (NSDL e-Government), an initiative of the Government of India. PRAN card helps in securely accessing the pension account of the NPS subscriber, giving them easy access to funds. This card is very useful for the subscribers of the National Pension System (NPS).

PRAN card is mandatorily issued to all NPS subscribers. This card ensures that only authorized persons can access their pension funds. PRAN Full Form

After the PRAN card is allotted, NPS subscribers can take the physical copy of their PRAN card. PRAN cards act like a unique ID in a way. For this reason the subscriber cannot change it.

It is mandatory for every central government employee and state government employee to register for PRAN (Permanent Retirement Account Number).

For this you can register with National Securities Depository Limited (NSDL).

There are two types of NPS accounts under PRAN (Permanent Retirement Account Number).

• The first is a Tier-I account which is Non-Withdrawable and is meant for retirement savings.
• And the second is a Tier-II account which is similar to a savings account, it allows you to withdraw your savings. But it does not provide any tax benefit.

How to apply for PRAN Number and PRAN Card?

Any applicant between the age of 18 to 60 years can apply for PRAN Number and PRAN Card. However, for this they will have to register with the Central Recordkeeping Agencies (CRA) and Drawing and Disbursing Office (DDO) before applying for the PRAN Card. PRAN Full Form

Moreover, you can apply for your PRAN card both online and offline. Here below is the process to apply for PRAN Card both online and offline

How to apply for PRAN card online?

To apply for PRAN card online, you can complete the entire online account opening process on NSDL or Karvy website. They are the CRAs (Central Record Keeping Agency) entrusted with the responsibility of maintaining and opening NPS accounts in India. PRAN Full Form

Apart from this, if you want to know the PRAN Number of your NPS Account, you can also use these online portals and know the PRAN number of your NPS Account through Aadhaar Number or PAN Number and You can also apply for new Permanent Retirement Account Number (PRAN)

How to apply for PRAN online through Aadhaar Number?

• NPS KYC can be completed using Aadhaar OTP (One Time Password) to apply for PRAN online through Aadhaar Number.
• Aadhaar OTP is sent to the mobile number registered in the Aadhaar database.
• Your information and photograph will be retrieved from the Aadhaar database and filled in the online form.
• Apart from this, you will have to fill all other necessary information online only.
• You will be required to upload your scanned signature (4kb – 12kb in file size in .jpeg/ .jpg format) as part of the registration process.
• If you want to change the photo as obtained from Aadhaar, you can upload the scanned photo.
• You will be redirected to the payment gateway to make the payment by debit/credit card or internet banking into your NPS account.

Here is the step by step process to apply for PRAN online through Aadhaar card

Step 1 :- To apply online for PRAN through your Aadhaar card, you must first go to the official website of nsdl https://enps.nsdl.com/eNPS/NationalPensionSystem.html.

Step 2 :- Click on the National Pension System link here.

On clicking on it, you will get a dialog box with “Registration” option on the screen. Click on it. Now you have to select how you want to proceed with the registration process.

Step 3 :- Here you click on the option “Register with Aadhaar Online e-KYC” and click on Next.

Step 4 :- Now here you can complete KYC by entering Aadhaar OTP. This OTP will be sent to your Aadhaar registered mobile number.

Step 6 :- After this, your photo and demographic details will automatically be transferred from your aadhar data to the online on this portal.

Fill other required details online.

Step 7 :- Upload your signature in .JPEG or .JPG format, here keep in mind that the file size should be between 4kb and 12 kb.

Here if you want to change the photo in Aadhaar, you can change it by uploading a new photo here.

Step 8 :– Finally, you will be redirected to the payment gateway to contribute to your NPS account. You can proceed for payment by choosing the option of internet banking or debit/credit card service.

How to Apply Online for PRAN by PAN Number?

If you want to apply for PRAN card online using your PAN Number the step by step process is given below:

• To apply online for PRAN by PAN Number, first of all you have to go to the official website of NSDL https://enps.nsdl.com/eNPS/NationalPensionSystem.html.
• For this you must have a “PAN Card” (Permanent Account Number).
• You need to have an account with the bank for KYC, to register as a subscriber of eNPS.
• Your KYC registration will be processed by the bank selected by you.
• The name and address provided at the time of registration should match with the bank records for KYC verification.
• If the information does not match, the application may get rejected. In case of rejection of KYC by the selected bank, the applicant is requested to contact the bank
• You need to fill in all the mandatory information online.
• You have to upload your 1 scanned photograph and scanned digital signature in *.jpeg/*.jpg format with 4kb -12kb file size.
• You will be redirected to a payment gateway to make payment from Internet Banking to your NPS account.

Process to Apply Online for PRAN by PAN Number

Step 1 :- Here on the homepage you will find a link named “National Pension System”. Click on it.

Step 2 :- Now a dialog box will appear on the screen. Click on the “Registration” option and proceed further.

Step 3 :- Now click on the “Register with PAN” option and proceed to the KYC process.

For KYC verification, it is necessary to have a bank account with an NPS authorized bank.

Step 4 :- Here the name and address provided by you for KYC should match with the bank records.

In case of any data mismatch, your registration application will be rejected. In such a situation, you should contact your bank.

Step 5 :- After this all other details should also be filled in online mode only.

Step 6 :- As mentioned in the above process, you will have to upload a digital signature.

Step 7 :- Now you will be redirected to the payment gateway so that you can contribute to your NPS account.

As soon as you make the payment, you will apply for Permanent Retirement Account Number (PRAN).

List of documents required to apply for PRAN card online

• Aadhaar Card
• PAN Card or PAN Number
• Scanned Copy of Photograph
• Scanned Copy of Bank Passbook / Canceled Check
• Scanned Copy of your Digital signature
• Scanned Copy of Passport

The size of the Scanned Copy of all the above mentioned documents is required to be between 4kb and 12 kb and in .jpeg/.jpg format only.

Apart from the above methods, you can also apply for PRAN offline. For this also step by step process is given below

How to apply offline for Permanent Retirement Account Number (PRAN)?

If you want to know the process of applying offline for Permanent Retirement Account Number (PRAN), then for that you just have to follow these steps:

Step 1 :- To apply offline for PRAN, you need to visit your nearest Point-of-Presence (POP) center registered under NPS which is usually your bank.

Step 2 :- A Point-of-Presence (POP) center is authorized to perform all operations related to NPS, including accepting deposits, processing transfer of NPS accounts, partial withdrawal applications, nomination change applications and many more.

Step 3 :– Here you will have to get the Application Form for Permanent Retirement Account Number (PRAN).

Step 4 :- After that, fill the application form properly.

Step 5 :- Attach the documents required for PRAN registration. And submit the form with your payment amount.

Verify all the details once again before making the payment.

After this registration is done, you will be sent your PRAN Card to the address filled in your form.

Let us now understand how to fill the application form for PRAN.

Steps to Fill PRAN Application Form

There are five sections in the Permanent Retirement Account Number (PRAN) Form. They are as follows:

• Personal Details
• Employment Details
• Enrollment Details
• Plan Details
• Announcement of T-Pin and I-Pin.

After receiving the PRAN Application form, the customer has to follow the steps given below

• Fill all the details in all the sections except “Section 2 Employment Details”. The details of Section 2 are filled by the DDO.
• While filling the form, only capital letters and black pen should be used.
• Apart from this, there are also some important documents which need to be attached with the Registration Form. These will help you in the successful PRAN Registration process.

What are the documents required to apply Offline for PRAN?

For registration under the PRAN scheme, you have to attach some documents with your PRAN application form. Here are the details about the documents you need to carry with you:

• Application Form for PRAN Card
• Aadhaar card
• PAN card
• Passport Size Photo
• Photocopy of Bank Passbook or Canceled Check

How to check PRAN Card application status?

Generally, a customer receives the PRAN card through post after 20 days of form submission. However, in case of delay, you can easily check the status of your PRAN application. Its step by step process is given below:

• First of all go to the official NPS portal on the official website of nsdl https://enps.nsdl.com/eNPS/NationalPensionSystem.html
• Here you will get the option of “PRAN Application Status (through a number)” on the homepage.
• By clicking on that option, you will reach a new page.
• Now select the option “Subscriber Registration Request Status” here.
• Fill the details asked. And then also fill the captcha code
• Then tap on the “Search” button.
• After this, you will be shown the status of the PRAN Application on the screen that opens next.

After knowing the status, you can download Permanent Retirement Account Number (PRAN) Card online from NSDL website.

FAQ About PRAN Full Form

So friends, in the above article, we have given you detailed information about PRAN Account, PRAN Full Form, Permanent Retirement Account Number. Hope you have liked this information.

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Nitin Kumar

the nitin tech.com

 Mr. Nitin Kumar is the founder and author of the nitin tech.com. They always like to take information on the Internet and share it with the people. If you like the information shared by them, then you can follow them on social media. Thank you!